What we arrange

Finance your dream home with mortgage plans suited to residential purchases — flexible, convenient, and structured around your income and plans.

• First-time and next-home buyers
• Fixed and variable rate options compared side by side
• Guidance on down payment, fees, and DLD costs

Mortgage options designed specifically for UAE residents, with competitive terms for local property investments.

• Salaried and self-employed applicants
• Whole-of-market rate comparison
• Pre-approval so you can buy with confidence

Mortgage solutions tailored for non-residents, making property ownership in the UAE accessible to international buyers.

• Overseas and multi-currency income considered
• Lenders who understand non-resident eligibility
• Documentation guidance for international applicants

Preferential mortgage solutions for UAE and GCC nationals, with terms and rates suited to national buyers.

• Higher loan-to-value options where eligible
• Residential and investment properties
• Conventional and Islamic finance routes

Invest in commercial real estate with tailored mortgage solutions that support your business growth and property needs.

• Offices, retail, warehouses and mixed-use assets
• Owner-occupied and investment properties
• Company and SPV ownership structures

Financing for properties under construction or off-plan purchases, helping you invest in future-ready developments.

• Developer payment-plan alignment
• Post-handover payment plan finance
• Guidance on the switch to a full mortgage at handover

Lower your mortgage payments or switch to better terms with our refinance and balance transfer services.

• Rate reduction and buyout comparison
• Honest advice on whether switching is worth it once fees are counted
• Handled end to end with your current and new lender

Unlock the value in a property you already own to fund renovation, investment, or another purchase.

• Cash-out against existing UAE property
• Residential and commercial assets
• Clear comparison of cost versus benefit

Bring multiple properties and facilities under a smarter, more efficient financing structure.

• Consolidate several mortgages or loans
• Restructure for better rates or cash flow
• Ideal for landlords and property investors

Access to high-value financing tailored for large-scale investments or high-net-worth requirements, with competitive rates and flexible terms.

• High-value residential and commercial finance
• Bespoke structuring for complex cases
• Discreet, relationship-led service

Secure financing for purchasing plots and land, making it easier to build your dream property or invest in real estate.

• Land acquisition finance
• Guidance toward construction finance
• Residential and investment plots

Sharia-compliant home finance that adheres to Islamic principles, offering transparency and ethical financing options.

• Ijara and Murabaha structures explained plainly
• Compared against conventional options so you can choose
• Residential and investment properties